Two nationwide insurance plans operated under contract with and under the sponsorship of the federal government will be offered to consumers in every state. These multistate plans are established under the provisions of the President Obama's health care law and will compete directly with private insurers. Premiums and benefits are to be negotiated by the US Office of Personnel Management which establishes benefits for federal employees. The plans would be offered through state insurance exchanges. Issues in underwriting, licensing, abortion services, and state regulation are discussed in the article.
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