Two Studies Point to Possible Health-Care Saving Of Hundreds of Billions

Health Spending Slowdown May Last As Habits Show Change by Alex Wayne.  Bloomberg.  May 6, 2013.

(1)  An author of one of the studies cited the following changes as possible causes of the slowdown:  Great use of _________________;  Higher _________________ and more ________________ encouraged by the _______________.

(2) David Cutler, an author of one of the articles, stated that if the present trend is permanent, the U.S. may reap  $_____ in savings.

(3)  In the article there are several estimates of the savings that resulted from the recessions.   The estimates in the article include   ______% and _______%.

(4)  Growth in spend in 2003  _____%;  Growth from 2009 to 2011  ____%

(5)  What are the competing interpretations of the contribution of the Affordable Care Act in the decline in spending growth?